If every residential and business building had a sufficient amount of solar panels to power itself during the day, then even if a disaster or attack destroyed a part of the grid, or the entire grid, it would not significantly affect people outside that one small area where the event occurred. As it is now, if the grid goes out in Pennsylvania several States could be without power for weeks. This is foolish and unnecessary with the technology we now possess.
“Document Freedom Day”: a day for celebrating information accessibility for all people everywhere and for raising awareness of open standards. The open software movement and the corporate desire for it to end is very much like the American Second Amendment “Gun Control” movement — Software Patents are not about software and Gun Control is not about guns, but both are about CONTROL. And it behooves us as a global community to promote freedom and oppose protectionism in whatever form it may appear.
The downside to on-line automation is error correction, which requires human interaction. I feel that local brick and mortar credit unions or banks will continue to exist, mostly in partnership with larger brick and mortar retail stores in high traffic areas, to allow human interaction to deal with exceptions.